GDPR & CCPA Policy

Effective Date: August 17, 2025

PRIVACY RIGHTS COMPLIANCE

Credli.ai complies with the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) regarding your personal data rights.

GDPR RIGHTS (EU RESIDENTS)

Under GDPR, you have the right to:

• Access your personal data we process
• Rectify inaccurate or incomplete data
• Erase your personal data ("right to be forgotten")
• Restrict processing of your data
• Data portability (receive data in structured format)
• Object to processing based on legitimate interests
• Withdraw consent for data processing

CCPA RIGHTS (CALIFORNIA RESIDENTS)

Under CCPA, California residents have the right to:

• Know what personal information we collect and how it's used
• Access your personal information
• Delete your personal information
• Opt-out of sale of personal information (we don't sell data)
• Non-discrimination for exercising privacy rights

DATA WE COLLECT

For our collaborative consulting services, we may collect:

• Contact information (name, email, phone)
• Professional background for Cred Score assessment
• Communication records from consulting sessions
• Website usage data and analytics
• Payment information (processed by third parties)

LAWFUL BASIS FOR PROCESSING

We process data based on:

• Consent for marketing communications
• Contract performance for consulting services
• Legitimate interests for business operations
• Legal compliance requirements

DATA SHARING

We do not sell personal data. We may share data with:

• Service providers (email, analytics, payment processing)
• Legal authorities when required by law
• Business successors in case of acquisition

EXERCISING YOUR RIGHTS

To exercise your privacy rights, contact us at:

Email: privacy@credli.ai
Subject: "Privacy Rights Request"
Include: Your full name, email, and specific request

RESPONSE TIMEFRAME

We will respond to verified requests within 30 days (GDPR) or 45 days (CCPA).

Contact Information:
Worthy of Success, LLC
C/O Nevada Registered Agent
732 S 6TH ST, STE V
LAS VEGAS, NV 89101
(775) 401-6800